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What's New

Electronic Statements - it's what's new & exciting at 1st BANK. With Electronic Statement Delivery, you can:

  • Reduce the risk of lost or stolen statements
  • View, print & save statements right
    to your computer
  • View the front & back of cleared checks
  • Receive e-mail notifications when your statement is ready

      • To sign up for Electronic Statement Delivery, login to your on-line banking account, and go to the Electronic Statements tab!!

Account Type Minimum Balance Monthly Service Charge Transactions & Fees
Totally Free Business Checking*
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$0  None  1,500 Monthly Transaction Items** FREE, thereafter 12¢ each 
Totally Free Business Checking*
The perfect account for most businesses!

1,500 Monthly Transaction Items** FREE! (thereafter 12¢ each)
Transaction items include checks paid, checks deposited, ACH debits and ACH credits.

  • No minimum balance
  • No monthly service charge
  • Easy-to-balance monthly statement
  • FREE return of check images for easy record keeping
  • FREE Online banking
 
Business Interest Checking*
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$0  None  12¢ per Transaction Item** 
Business Interest Checking*
Sole proprietors and not-for-profit organizations will earn interest on checking dollars!
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • Easy-to-balance monthly statement
  • FREE return of check images for easy record keeping
  • FREE Online banking
  • Transaction items** charged on a per-item basis, just 12¢ each; pay only for services you use
 
Commercial Checking*
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$0  $5 per month, plus activity fees which can be offset by earnings credit from deposit balances  12¢ per Transaction Item** 
Commercial Checking*
For businesses with more complex banking needs!
  • Earnings credit allowance† on deposit balances may offset activity fees
  • Easy-to-balance monthly statement
  • FREE return of check images for easy record keeping
  • FREE Online Banking
  • Only $5 monthly service charge
  • Transaction items** charged on a per-item basis, just 12¢ each; pay only for services you use

Earnings Allowance
You can offset all or part of your account's monthly service charges with a monthly Earnings Allowance on your account balances. A service charge is imposed when the cost of your monthly activity exceeds the Earnings Allowance during the month.  

 

Click on "More" and "Hide" to view and hide additional details about each account type.
Business Checking accounts maybe subject to analysis and repricing on account activity and deposit balance.

Choose The Checking Plan That's Right For Your Business

Open a Personal or Business Checking Account and get a FREE Gift!
Tell-A-Friend about 1st Bank and get a FREE Gift!

 

Show me the FREE Gifts!

Current Gift:


Icecap® 48-Can Rolling Cooler
  • Adjustable Shoulder Strap and Velcro Cinch Straps
  • Large Capacity (Holds up to 48 Cans)
  • Smooth Rolling Wheels and Quick Access Zipper Pocket
  • Convenient Telescoping Handle and No Leak Liner
  • Nylon Coil Self-Repairing Zippers
  • Large Front Kangaroo Pocket
  • Top Mesh Organizational Pouch
  • Colors: Black/Navy/Light Blue/Yellow


    • Starting Monday, May 26

 

*Customer purchases checks. **Transaction items include checks paid, checks deposited, ACH debits and ACH credits. †1% of monthly average collected balance. Bank rules and regulations apply. Minimum opening deposit only $50.
Member FDIC | Equal Housing Lender