Open a checking account and get a Free Gift today!


Receive up to $15 for your old checks and debit card^!

Account Type Opening Deposit Minimum Balance to Avoid Monthly Service Charges Monthly Service Charge Unlimited Check Writing Interest Bearing
Totally Free Checking*
$0 $0 $0 Yes No

A FREE account for everyone!

  • No minimum balance
  • No monthly service charge
Easy Interest Checking*
$0 $0 $0 Yes Yes

Earn interest with the convenience of direct deposit or any automatic payment!

  • Competitive interest
  • No minimum balance  
  • No monthly service charge
50+ Interest Checking
$0 $0 $0 Yes Yes

A perfect account for customers 50 and over!

  • FREE box of 1st Bank style checks per year
  • Competitive interest  
  • No minimum balance
  • No monthly service charge
Premier Interest Checking
$0 $1,500 $6 if minimum balance falls below $1,500 Yes Yes

An account for those interested in higher interest!

  • FREE box of 1st Bank style checks per year
  • Higher interest rates with balances of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $6 monthly charge if minimum balance falls below $1,500

Click on "More" and "Hide"  to view and hide additional details about each account type.


Every new personal checking account includes:

  • FREE Standard VISA® Debit Card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking
  • FREE Mobile Check Deposit
  • FREE eStatements with online check images
  • FREE ATMs at over 100 locations
  • FREE thank you gift
  • Buy back of your unused checks and debit cards from another financial institution



Other fees such as overdraft, returned item, continuous overdraft fees, dormant fees, etc. may apply. See Schedule of Fees for details.

*Customer purchases checks

^Buy-back given at the time checks/debit cards are presented. $1.50 per pad/debit card, up to $15.

Free gift provided at the time of account opening. We reserve the right to substitute an item of similar value.

Bank rules and regulations apply.