Certificates of Deposit and Bank Investments
1st BankSM pays highly competitive interest rates on CDs and are insured up to $250,000 by the FDIC. Call toll free for current interest rate quotes: 1-800-274-7086 or contact us through our website.

Savings & Money Markets

Account Type Minimum to Open Monthly Service Charge
1st Rate Savings
$50 None
  • No minimum balance to maintain after account opening
  • No monthly service charge
  • FREE Online Banking & E-Statements
  • FREE recurring automatic transfer from your 1st Bank checking account  
  • Contact us for current rates
Minor Savings
$1 None

A FREE savings account for minors, up to the age of 21, then converts to 1st Rate Savings

  • Interest compounded quarterly
  • Pays interest at a variable rate - contact us for current rates
  • FREE Online Banking & E-Statements
Totally Tiered Money Market
$1,000 None if $1,000 minimum average daily balance is maintained, $10 if below the $1,000 daily average minimum balance.
  • No service charge if $1,000 minimum balance* is maintained 
  • Only $10 monthly fee if balance* falls below $1,000
  • FREE Online Banking & E-Statements
  • An Excess Withdrawal Fee of $1 may apply for each transaction that exceeds the limit.
  • Contact us for current rates

Click on "More" and "Hide"  to view and hide additional details about each account type.

  • Fees could reduce earnings on accounts.
  • Interest rates may change on account after opening.
  • Regulation D limits certain types of withdrawal and transfer transactions you can make out of your savings or money market accounts to a maximum combined total of six (6) per month or monthly statement period. These transactions include Automatic Tranfsers, Transfers by Telephone, Fax, or Online Banking and Checks or Drafts. Withdrawal and Transfer transactions that are not limited to 6 per month are those made by mail, at an ATM, by messenger and in person.

*Average Daily Balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Other fees may apply. See Schedule of Fees for details.