Certificates of Deposit and Bank Investments
1st BankSM pays highly competitive interest rates on CDs and are insured up to $250,000 by the FDIC. Call toll free for current interest rate quotes: 1-800-274-7086 or contact us through our website.

Savings & Money Markets

Account Type Minimum to Open Monthly Service Charge
Savings Account
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$0 $2 if balance falls below $100 any day of the month

 

  • FREE Online Banking & E-Statements
  • FREE recurring automatic transfer from your 1st Bank checking account  
  • $2 fee if balance falls below $100 any day of the month (Does not apply to minor account holders)
  • An excessive withdrawal fee of $1 may apply for each transaction that exceeds the limit**
  • Pays interest at a variable rate - Contact us for current rates
Money Market Account
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$0 $10 if balance falls below $2,500 any day of the month
  • No service charge if $2,500 minimum balance is maintained 
  • Only $10 monthly fee if balance falls below $2,500 any day of the month
  • FREE Online Banking & E-Statements
  • An excessive withdrawal fee of $1 may apply for each transaction that exceeds the limit**
  • Pays interest at a variable rate - Contact us for current rates

Click on "More" and "Hide"  to view and hide additional details about each account type.

  • Fees could reduce earnings on accounts.
  • Interest rates may change on account after opening.

 

**You may make six transfers from your account each month or statement cycle (at least four weeks). This can be a combination of checks, ACH debits, telephone, online and preauthorized transfers. Withdrawals and transfers made in person, by messenger, by mail, or at the ATM are unlimited.

Other fees may apply. See Schedule of Fees for details.